Wednesday 10 February 2016

A house where nobody lives




A quick, genuine question. Can someone please explain to me why ‘social investment’ is such a boon to cash-strapped social care commissioners?

Take this ‘case study’, highlighted in the NHS England-led October 2015 reboot of ‘Transforming Care’, ‘Building The Right Support’ (see https://www.england.nhs.uk/wp-content/uploads/2015/10/ld-nat-imp-plan-oct15.pdf ).



Presumably this means that this is considered to be a ‘good thing’ by NHS England and a model for others to follow. To my naïve mind, this amounts to the following:

1) Bonds in my simplistic view are in effect requests for loans guaranteeing a particular rate of return over a fixed period of time – if you lend us £X, then we guarantee you’ll get £X + £Y% over Z years. If investors, whether social or not, think the risk isn’t too high for the rate of return they’ll get (compared to what is on offer elsewhere) then they’ll go for it.

2)  The money is used to buy or build property – bricks and mortar, that has to be adapted in some way to be ‘specialised’.

3) People then move into these ‘specialised’ properties, presumably mostly funded by local authorities (and maybe CCGs if they’re ‘specialised’ enough).

4)  This funding pays for the property (and more than likely, the support), and also pays back the bond ‘investment’.

5) Once the bond has been paid off (by the public purse), the investors have ended up with their slice of interest and the organisation who leveraged the money end up with the properties and the business.
This model seems to be like the Glazers’ leveraged buyout of Manchester United – borrow the money to buy the club, use the income the club generates (and maybe starve it of investment/sell stuff from time to time) to pay off the debt (while taking out handy slices for yourself), end up owning the club.

At the moment, there seem to be a lot of variants of this. Like Triodos bank underwriting the building of an apparently speculative dystopian holiday camp-style ‘specialist supported living village’ in North Shields (see http://www.disabilitynewsservice.com/alarm-over-huge-new-care-village-for-autistic-adults/ ), when local authority commissioners are saying they won’t use it (although the local councillor brags of 100 jobs being brought to the area). The accommodation will be so ‘specialist’ that the back-up plan from the developers is to turn it into bedsits for sale if the ‘care’ commissioning doesn’t work out.

Another common approach is the venture capital buyout – a small ‘care’ or ‘support’ provider, struggling to provide a decent service as public funding is squeezed, is bought out for a song by a venture capital company (or a ‘care’ chain ultimately owned by a venture capital company). Why would a venture capital company want to take on such struggling businesses? Well, there are a number of options: 1) Squeeze costs (the number and expertise of staff, primarily); 2) Sell off the bits that won’t turn a profit; 3) Recast your services as ‘specialist’, thereby requiring commissioners to pay through the nose for it.

As social services withdraw from directly providing support, and NHS Trusts are under pressure to reduce officially labelled ‘inpatient services’ from NHS England, what pattern of services/support will this amount to?

First, residential services (of whatever label) will be in the hands of big private providers (the distinction between big charities or for-profit companies is irrelevant as they behave in strikingly similar ways), with smaller support agencies (without the size and muscle to convince ‘social investors’ to invest in them when public agencies won’t or to tender via bureaucratic procurement processes) being progressively squeezed out.

Second, residential services will look increasingly ‘specialised’ in congregate ‘specialised’ buildings, which look spiffy in architects’ drawings. The option of people owning or renting regular flats or houses will become even more difficult (and current trends in social housing, housing association housing and the private rental market, let alone house prices, don’t help).

Third, these congregate residential services will require filling to keep the profits coming. Doesn’t matter where a person wants to live (and imagine someone saying they want to leave and move somewhere else?) – it’s Room 4b in the ‘Bosky Glade’ unit or nothing.

Fourth, the boundaries between what counts as an ‘inpatient’ service, a residential care establishment and ‘supported living’ will become increasingly fuzzy/irrelevant. Now, these distinctions are already increasingly irrelevant in terms of what people with learning disabilities actually experience. Will the ‘Daisy’ residential unit in the grounds of a psychiatric hospital (see http://www.gazetteandherald.co.uk/news/13803905.New_health_unit_for_Devizes/ ) feel very different to an inpatient unit for the people living there? Will the North Shields ‘supported living’ experience feel any different to a care home? These distinctions are increasingly only meaningful in terms of finances for the organisations running them and which compartment of the public purse pays for them. NHS England want to reduce the number of people in inpatient services? No problem – we’ll build some specialist residential care units instead. Social services want to reduce their residential care spending? Fine – we’ll stick in some internal doors, call it supported living, and rake in the cash from uncapped housing benefit (although maybe not for much longer…).

Fifth, the public purse will end up paying more for more institutionalised services. As public money for these services decreases, the only way this circle will be squared is for social and health services to raise the eligibility drawbridge and provide support to fewer and fewer people.

Sixth, if the money stops coming in at a suitable profit-turning rate, any residential service will close, with no regard for what people need now or in the future.

Seventh, all of the above will lead to an increasing cohort of people who don’t get any support and get themselves into real trouble, which will, of course, require more ‘specialised services’ of one sort or another. And also, an increasing cohort of people living with their parents well into their parents’ old age, again likely to lead to ‘crisis’ relocation into … a space in a specialised service.

Last, any vestige of strong commissioning will wither away and become largely a matter of selection from a limited range of glossy brochures.

One of the problems when I’m writing a blogpost is that I start pursuing the logic of my own position and usually completely gloom myself out. Note that the wishes of people with learning disabilities are pretty much nowhere in the post so far – people are simply exploitable commodities. So, is there anything that can be done to stop this juggernaut of corporate institutionalisation? I don’t know, but I think there are a few things that might help:
1) Scrap the financial distinction between supported living and residential care, because...
2)  Every person with learning disabilities should have as a basic starting point full rights as a tenant or home owner, no matter what support they are getting.
3) Through meaty personal budgets (which need to sufficient to include a housing element) and/or Individualised Personal Commissioning, every person gets a long-term (10 years at least), guaranteed budget to help them plan their life.
4) People living with their families have a similarly guaranteed budget.
5)  People can use these budgets to take out a mortgage, or invest for themselves in housing, if they want to.
6)   People can do this as individuals or with another person/people if the person wants.
7)   People don’t have to go through the ‘procurement’ processes of commissioners to get what they want.
8)  People have access to independent financial and legal advice (a role for the Citizens’ Advice Bureau?).
9)  These budgets move with the person if they move to a different part of the country.
10) And … people with learning disabilities and families should be in charge of commissioning strategy while we’re at it.


I know this is over-stating a case in a way that some service providers in particular will think is unfair. I want to put this starkly to illustrate the tide that decent service providers are swimming against. And finally, as Neil Crowther says in his excellent recent post (see https://theindependentlivingdebate.wordpress.com/2016/02/09/salvaging-opportunities-from-the-jaws-of-defeat/ ), trying to come up with positive ideas feels somewhat naïve at the moment. I stand by my naivety, however. What do you think?

NB: The title, by the way, is from a Tom Waits song - which in an oblique way sums up why home is so important https://www.youtube.com/watch?v=W0YxjH09TDU 

82 comments:

  1. This blog sums up my feelings so perfectly(as the owner/manager for the last 32 years of a small residential home for 5 adults with learning disabilities). We constantly have to fight against what appears to be a tide of antipathy at our 'residential' tag, when in fact we know this attitude has been promoted over the years almost purely because the funding comes from the 'wrong' pot, unlike supported living. The service we provide is highly regarded by those using it and the commissioners who have taken the time to come and visit. It is those who only look at the term 'residential' and not at what people get from the actual service who can tend to be derisive, so I would support you wholeheartedly on points 1 and 2 of your thoughts on how to help.
    I have also come to know many other people and their families over all these years who worry so much about the future. They do not necessarily need the kind of support and care we offer so the rest of your ideas on change could give them so much more choice and a way to plan towards the future instead of it remaining as a constant nightmare (particularly as parents get older).

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  2. 'Social Impact Bonds' are interesting and I wouldn't want to throw the baby out with the bathwater. Especially given the pressures on local authorities.

    They are not just about a rate of return but also need to produce (the dreaded word) outcomes that are measureable. There are additional risks involved above the financial.

    SIBs can also be used to develop non-capital projects for which the local authority or other commissioners will pay for outcomes that provide value. For example, reducing the amount of health interaction by supporting healthier lives would fit within the Better Care programme and also the NHS 5 Year Forward Planning document with its emphasis on place-base care.

    Perhaps I can equally be accused of naivity here?

    Re your 10 points for making improvements, I feel the first point would be a radical change that would create more variety of opportunities alone. It would also help LAs with their social care budgets so reducing pressure there.

    Sadly the direction of travel means that opportunities through one route is undermined by other changes.

    I'm optimistic for the Better Care process re delivering saving for elderly care as all parties have an interest in keeping out of hospitals and care homes. For cohorts such as LDs, the future is considerably more uncertain and depressing.

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    Monthly income:
    Occupation:

    Awaiting your swift response.
    May Allah bless you.
    IBRAHIM MUSA
    power Financial Service Pvt.
    Contact Us At :powerfinance7@gmail.com
    WhatsApp Number +919717357946

    ReplyDelete
  29. We are private lending firm,We offer Loans at low interest rate of to any Interested Individual personal. We are governmental Registered authorized financial helper. for more information on how to obtain our Loans contact us today via email: (mrhamdnloanoffer@gmail.com) YOU CAN ALSO ADD US ON WHATSAPP (+447448271138)

    ReplyDelete

  30. The loan was approved quickly . I was in urgent need of money as I wanted money for my medical treatment purpose . Bajaj Served me like god and now are like god to me because they helped me in my need . Bajaj is the best finance company in India . I will recommend everyone to take loan from Bajaj Finserv as they treat their customers as a valuable gems. They have very good and experienced team. So,everyone go for Bajaj closing your eyes. E-mail: 24hourspaydayloan@gmail.com

    Thank you Baja

    ReplyDelete
  31. Hello Everybody,
    My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.

    BORROWERS APPLICATION DETAILS


    1. Name Of Applicant in Full:……..
    2. Telephone Numbers:……….
    3. Address and Location:…….
    4. Amount in request………..
    5. Repayment Period:………..
    6. Purpose Of Loan………….
    7. country…………………
    8. phone…………………..
    9. occupation………………
    10.age/sex…………………
    11.Monthly Income…………..
    12.Email……………..

    Regards.
    Managements
    Email Kindly Contact: urgentloan22@gmail.com

    ReplyDelete
  32. My Brothers and Sister all over the world, I am Mrs Boo Wheat from Canada ; i was in need of loan some month ago. i needed a loan to open my restaurant and bar, when one of my long time business partner introduce me to this good and trustful loan lender DR PURVA PIUS that help me out with a loan, and is interest rate is very low , thank God today. I am now a successful business woman, and I became useful. In the life of others, I now hold a restaurant and bar. And about 30 workers, thank GOD for my life I am leaving well today a happy father with three kids, thanks to you DR PURVA PIUS Now I can take care of my lovely family, i can now pay my bill. I am now the bread winner of my family. If you are look for a trustful and reliable loan leader. You can Email him via,mail (urgentloan22@gmail.com) Please tell him Mrs Boo Wheat from Canada introduce you to him. THANKS

    ReplyDelete
  33. Do you need a loan? or in need of financial help? we offer loan from the range of $3,000 to $10,000,000 to individual and co- operate bodies in need of financial assistance, Application are available for applicant over 18 years only. contact us by email via trivagofinancialhome.in@gmail.com if interested in a fast and easy loan at a low and affordable interest rate of 3% per annul. call/ WhatsApp us +1 (315) 615-2883 for more info

    BORROWER DATA.
    Full Name:_________________________
    Loan Amount Needed:________________
    Purpose of loan:___________________
    Loan Duration:_____________________
    Gender:____________________________
    Age:_______________________________
    Address:______________________
    City:______________________________
    Country:___________________________
    Phone Number:_________________
    Occupation:________________________
    Monthly Income:____________________

    You are to contact us true our Company E mail: trivagofinancialhome.in@gmail.com
    Mr Hussein Mohammed
    Financial Loan

    ReplyDelete
  34. Do you need finances to finance your business? Are you in need of financial assistance? Have you thought of obtaining a loan? Probably you have been turned down by your local banks in quest of getting a loan. Search no further, we are currently offering long and short term loan but international and local. We can help you with a loan at a very low interest rate. Contact us via: (trivagofinancialhome.in@gmail.com) call WhatsApp us +1 (315) 615-2883 for more info

    ReplyDelete
  35. May I introduce you to Evergreen Loan & Investments Group. Evergreen Loan & Investments Group is a company into pure loan and debt financing of project(s) i.e. oil and gas, real estate, renewable energy, Health Care, transportation, construction, hotels and etc. We can finance up to the amount of 500,000.000 USD in any region of the world as long as our ROI can be guaranteed on the projects. If Interested in loaning from us Contact evergreencompany58@gmail.com today.
    Regards,
    Chloe Ray
    Evergreen Loan & Investments Group.**

    ReplyDelete
  36. We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.
    we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.
    DESCRIPTION OF INSTRUMENTS:
    1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)
    2. Total Face Value: 10M MIN to 50B MAX USD or Euro
    3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .
    4. Age: One Year, One Day
    5. Leasing Price: 4+ 2%
    6. Sale Price: 32+2%
    7. Delivery by SWIFT .
    8. Payment: MT103-23
    9. Hard Copy: Bonded Courier within 7 banking days.
    If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument.
    Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service.
    Name:Fachtna O'Mahony
    E-mail:paciolifinancialservicesltd@gmail.com
    Skype id:paciolifinancialservicesltd@gmail.com

    ReplyDelete
  37. We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Have Loan Programs Tailored For Any Profile And You've Come To The Right Place To Satisfy Your Business Needs. If Your Company Or You Know Of Any Company With Viable Projects / Proposals That Needs Financing, Kindly Write Us With The Loan Requirement. Please, Contact Us For More Information: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    You Will Hear From Us. Well Nice To Meet You And I look forward to our Business Acquaintance. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    ReplyDelete
  38. Do you need Finance?
    Are you looking for Finance?
    Are you looking for a money to enlarge your business?
    We help individuals and companies to obtain loan for business
    expanding and to setup a new business ranging any amount. Get a loan at affordable interest rate of 3%, Do you need this cash/loan for business and to clear your bills? Then send us an email now for more information contact us now via Email:maxcreditfinance@googlemail.com

    ReplyDelete
  39. Do you need Finance?
    Are you looking for Finance?
    Are you looking for a money to enlarge your business?
    We help individuals and companies to obtain loan for business
    expanding and to setup a new business ranging any amount. Get a loan at affordable interest rate of 3%, Do you need this cash/loan for business and to clear your bills? Then send us an email now for more information contact us now via Email:maxcreditfinance@googlemail.com

    ReplyDelete
  40. We are authorized Financial consulting firm that work directly with
    A rated banks eg Lloyds Bank,Barclays Bank,hsbc bank etc

    We provide BG, SBLC, LC, LOAN and lots more for client all over the world.

    Equally,we are ready to work with Brokers and financial
    consultants/consulting firms in their respective countries.

    We are equally ready to pay commission to those Brokers and financial
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    Awaiting a favourable response from you.

    Best regards
    WALSH SMITH, ROBERT
    email : info.iqfinanceplc@gmail.com
    skype: cpt_young1

    ReplyDelete
  41. We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Have Loan Programs Tailored For Any Profile And You've Come To The Right Place To Satisfy Your Business Needs. If Your Company Or You Know Of Any Company With Viable Projects / Proposals That Needs Financing, Kindly Write Us With The Loan Requirement. Please, Contact Us For More Information: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    You Will Hear From Us. Well Nice To Meet You And I look forward to our Business Acquaintance. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    ReplyDelete
  42. We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Have Loan Programs Tailored For Any Profile And You've Come To The Right Place To Satisfy Your Business Needs. If Your Company Or You Know Of Any Company With Viable Projects / Proposals That Needs Financing, Kindly Write Us With The Loan Requirement. Please, Contact Us For More Information: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    You Will Hear From Us. Well Nice To Meet You And I look forward to our Business Acquaintance. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    ReplyDelete
  43. Do you need a loan to enhance your business? Are you in debt? Have you been rejected by banks and other financial institutions? We give out loans within the range of $5,000.00 to $100,000,000.00 with an affordable low interest rate of 3%. For more enquiries, contact us via E-mail: axisloanfirm@gmail.com Or Call on +919205661921 Or whatsApp for Further details.

    ReplyDelete
  44. We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Have Loan Programs Tailored For Any Profile And You've Come To The Right Place To Satisfy Your Business Needs. If Your Company Or You Know Of Any Company With Viable Projects / Proposals That Needs Financing, Kindly Write Us With The Loan Requirement. Please, Contact Us For More Information: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    You Will Hear From Us. Well Nice To Meet You And I look forward to our Business Acquaintance. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    Kindly write us back with the loan information;
    - Complete Name:
    - Loan amount needed:
    - Loan Duration:
    - Purpose of loan:
    - City / Country:
    - Telephone:
    - How Did You Hear About Us:

    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    ReplyDelete
  45. We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Have Loan Programs Tailored For Any Profile And You've Come To The Right Place To Satisfy Your Business Needs. If Your Company Or You Know Of Any Company With Viable Projects / Proposals That Needs Financing, Kindly Write Us With The Loan Requirement. Please, Contact Us For More Information: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    Kindly write us back with the loan information;
    - Complete Name:
    - Loan amount needed:
    - Loan Duration:
    - Purpose of loan:
    - City / Country:
    - Telephone:
    - How Did You Hear About Us:

    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    ReplyDelete
  46. Do You Seek Funds To Pay Off Credits and Debts? PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com Is Here To Put A Stop To Your Financial Problems. We Offer All Kinds Of Loan (Personal Loan, Commercial Loan, etc.) We Give Out Loan With An Interest Rate Of 1.00%. Interested Applicants Should Contact Us Via Email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    Please Fill the Application Form Below:
    - Complete Name:
    - Loan Amount Needed:
    - Loan Duration:
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    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    ReplyDelete
  47. Do You Seek Funds To Pay Off Credits and Debts? PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com Is Here To Put A Stop To Your Financial Problems. We Offer All Kinds Of Loan (Personal Loan, Commercial Loan, etc.) We Give Out Loan With An Interest Rate Of 1.00%. Interested Applicants Should Contact Us Via Email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    Please Fill the Application Form Below:
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    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    ReplyDelete
  48. Are You A Business Man Or Woman? Are You In Any Financial Mess Or Do You Need Funds To Start Up Your Own Business? Do You Need A Loan To Start A Nice Small Scale And Medium Business? Do You Have A Low Credit Score And You Are Finding It Hard To Obtain Capital Loan From Local Banks And Other Financial Institutes?. - Intermediaries / Consultants / Brokers Are Welcome To Bring Their Clients And Are 100% Protected. Interested Parties Should Contact Us For More Information Through Via E-mail: CYSCredits@Post.com ( CYSCredits@Asia.com )

    We Like To Inform You That Our Main Goals Are To Help Companies And Entrepreneurs Raise Their Business To New Heights By Investing, Consulting And Raising Capital Without Bank Lending. We Are Qualified In All Aspects Of Financing, Banks And Asset Based Lending. We Have The Ability To Handle All Aspects Of The Financial Needs And Challenges Of Our Clients, Including; Real Estate Investment And Any Other Large Variety Of Sectors That Need Financing. - Intermediaries / Consultants / Brokers Are Welcome To Bring Their Clients And Are 100% Protected. Interested Parties Should Contact Us For More Information Through Via E-mail: CYSCredits@Post.com ( CYSCredits@Asia.com )

    WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. - Intermediaries / Consultants / Brokers Are Welcome To Bring Their Clients And Are 100% Protected. Interested Parties Should Contact Us For More Information Through Via E-mail: CYSCredits@Post.com ( CYSCredits@Asia.com )

    - Complete Name:
    - Loan amount needed:
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    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Intermediaries / Consultants / Brokers Are Welcome To Bring Their Clients And Are 100% Protected. Interested Parties Should Contact Us For More Information Through Via E-mail: CYSCredits@Post.com ( CYSCredits@Asia.com )

    ReplyDelete
  49. We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Have Loan Programs Tailored For Any Profile And You've Come To The Right Place To Satisfy Your Business Needs. If Your Company Or You Know Of Any Company With Viable Projects / Proposals That Needs Financing, Kindly Write Us With The Loan Requirement. Please, Contact Us For More Information: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    Kindly write us back with the loan information;
    - Complete Name:
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    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    ReplyDelete
  50. We specialized in Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirmable Bank Draft {CBD} as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed.

    We will be glad to share our working procedures with you upon request to help us proceed towards closing deals effectively.

    Email: Kangheeil64@gmail.com
    Skype: Kangheeil64

    Regards
    Kang

    ReplyDelete
  51. Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    Do You Seek Funds To Pay Off Credits and Debts? PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com Is Here To Put A Stop To Your Financial Problems. We Offer All Kinds Of Loan (Personal Loan, Commercial Loan, etc.) We Give Out Loan With An Interest Rate Of 1.00%. Interested Applicants Should Contact Us Via Email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    Please Fill the Application Form Below:
    - Complete Name:
    - Loan Amount Needed:
    - Loan Duration:
    - Purpose Of Loan:
    - City / Country:
    - Telephone:
    - How Did You Hear About Us:

    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    Do You Seek Funds To Pay Off Credits and Debts? PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com Is Here To Put A Stop To Your Financial Problems. We Offer All Kinds Of Loan (Personal Loan, Commercial Loan, etc.) We Give Out Loan With An Interest Rate Of 1.00%. Interested Applicants Should Contact Us Via Email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    ReplyDelete
  52. We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Have Loan Programs Tailored For Any Profile And You've Come To The Right Place To Satisfy Your Business Needs. If Your Company Or You Know Of Any Company With Viable Projects / Proposals That Needs Financing, Kindly Write Us With The Loan Requirement. Please, Contact Us For More Information: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    Kindly write us back with the loan information;
    - Complete Name:
    - Loan amount needed:
    - Loan Duration:
    - Purpose of loan:
    - City / Country:
    - Telephone:
    - How Did You Hear About Us:

    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    ReplyDelete
  53. Are You A Business Man Or Woman? Are You In Any Financial Mess Or Do You Need Funds To Start Up Your Own Business? Do You Need A Loan To Start A Nice Small Scale And Medium Business? Do You Have A Low Credit Score And You Are Finding It Hard To Obtain Capital Loan From Local Banks And Other Financial Institutes?. - Intermediaries / Consultants / Brokers Are Welcome To Bring Their Clients And Are 100% Protected. Interested Parties Should Contact Us For More Information Through Via E-mail: CYSCredits@Post.com ( CYSCredits@Asia.com )

    We Like To Inform You That Our Main Goals Are To Help Companies And Entrepreneurs Raise Their Business To New Heights By Investing, Consulting And Raising Capital Without Bank Lending. We Are Qualified In All Aspects Of Financing, Banks And Asset Based Lending. We Have The Ability To Handle All Aspects Of The Financial Needs And Challenges Of Our Clients, Including; Real Estate Investment And Any Other Large Variety Of Sectors That Need Financing. - Intermediaries / Consultants / Brokers Are Welcome To Bring Their Clients And Are 100% Protected. Interested Parties Should Contact Us For More Information Through Via E-mail: CYSCredits@Post.com ( CYSCredits@Asia.com )

    WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. - Intermediaries / Consultants / Brokers Are Welcome To Bring Their Clients And Are 100% Protected. Interested Parties Should Contact Us For More Information Through Via E-mail: CYSCredits@Post.com ( CYSCredits@Asia.com )

    - Complete Name:
    - Loan amount needed:
    - Loan Duration:
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    - City / Country:
    - Telephone:
    - How Did You Hear About Us:

    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Intermediaries / Consultants / Brokers Are Welcome To Bring Their Clients And Are 100% Protected. Interested Parties Should Contact Us For More Information Through Via E-mail: CYSCredits@Post.com ( CYSCredits@Asia.com )

    ReplyDelete
  54. Greetings to the entire public,
    I am Dr Derek Barlow, I am a man that have come to put away every thought / reason that is virtually in EVERY ONE'S MIND THAT ARE SAYING THAT THERE ARE NO RELIABLE LOAN LENDER'S ONLINE THAT CAN GIVE LOANS AGAIN / ANYMORE. As at now we all know that there are a lot of scammers searching for our legitimate documents to use for fraudulent act, So i Dr Derek Barlow HAS COME TO ANNOUNCE TO THE ENTIRE PUBLIC THAT I HAVE got some money to Lend out to serious,TRUSTWORTHY and Prospective CLIENTS THAT ARE IN NEED OF LOANS,any person/organization who HAVE BEEN LOOKING FOR LOAN or LOANS AND HAVE NOT GOTTEN THE LOAN ON TILL NOW SHOULD send their contact or apply via email: derekbarlowloans@yahoo.com .Services rendered include; Refinance,Home Improvement,Investment Loan,Auto Loans,Debt Consolidation,Line of Credit,Second Mortgage,Business Loans,Personal Loans,Car Loan,Auto Loan, To mention but a few. AND I HAVE ALSO COME TO TELL THOSE BORROWERS THAT WILL APPLY FOR LOAN AND DO NOT PAY BACK THAT In the book Of Mark 8:36: 36 "For what shall it profit a man, if he shall gain the whole world, and forfeit his own soul?" I REFER YOU TO THE SAID BIBLE REFERENCE THOSE THAT HAS THE MIND OF RUNNING AWAY WITH LOANS THAT HAS BEEN GRANTED TO YOU IN GOOD HEART BECAUSE WE ARE ALL PASSING BY ON EARTH AS WE SHALL MEET OUR MARKER ONE DAY, ALSO GET IT NOTED THAT IF YOUR INTENTIONS IS TO COME AND TAKE ADVANTAGE OF OUR TRUSTWORTHINESS AND RELIABILITY OF GRANTING LOANS ONLINE IN RESPECTIVE OF YOUR LOCATION ON EARTH, I BET YOU YOU WILL BE CAUGHT AS OUR FBI AGENTS ARE ON GUARD. I WILL LIKE TO TELL YOU ALL ALSO THAT I HAVE COME TO WIPE AWAY THOSE TEARS THOSE ONLINE FRAUDSTER / RIP OFF ARTIST HAVE CAUSED TO YOU ALL IN THE NAME THAT THEY ARE LOAN LENDERS. SO THOSE IN NEED OF THIS LOAN FIRM SERVICES SHOULD SEND THERE CONTACTS TO THE ABOVE EMAIL ADDRESS FOR URGENT ATTENTION. AND ALSO I WANT TO LET THOSE THAT HAVE BEEN SCAMMED BEFORE NOT TO COMPARE THIS LOAN FIRM SERVICES WITH THE PREVIOUS ONE THEY ENCOUNTERED THERE SELF WITH IN THE PAST !! NOTE: YOU THAT IS ABOUT TO APPLY FOR THIS LOAN MUST HAVE Trust,Courage,Faith.BECAUSE THEY ARE THE KEY TO ANY TRANSACTION IN THIS WORLD !! AND IF YOU DO NOT HAVE THEM PLEASE AND PLEASE DON'T APPLY AS WE ONLY NEED SERIOUS MINDED CUSTOMERS HERE THAT ARE READY AND SERIOUS TO COMPLY WITH THE PROCESS OF THIS LOAN TRANSACTION WITHOUT GIVEN US ROOM TO SUSPECT THAT THEY FRAUDSTERS / ON-SERIOUS CUSTOMERS.

    ReplyDelete
  55. Do not use all of these Private Money Lender here, there are not legitimate and if they have a free email account tag i.e. yahoo, gmail, Hotmail, live etc then they are not legitimate. If they have telephone number with international dialing codes from Nigeria, India, Singapore and France then you have to beware. A legitimate company would have a genuine website, personalized email address/account and based in the country they claim they are. I would recommend anyone looking a legitimate/trusted project and business loan lender to visit: TREG FINANCE LIMITED LOCATED IN LONDON, UNITED KINGDOM as their reputation speaks louder than others in the industry when it come to obtaining all kinds of loans, mortgage, debt consolidation, debt financing, unsecured business loans, equipment loans, construction loans, farm loans and Real Estate Loans. Their full website information and contact details are:


    Treg Finance Company Limited
    Website: https://tregfinance.net​
    Email: info@tregfinance.net
    Tel: +44 (287) 114-0153
    Whatsapp: +44 7757-109446
    Skype id: treg.finance@outlook.com
    Address: 201 Bishopsgate, London, EC2M 3AE
    Company Registration No. 02587815

    ReplyDelete
  56. Do not use all of these Private Money Lender here, there are not legitimate and if they have a free email account tag i.e. yahoo, gmail, Hotmail, live etc then they are not legitimate. If they have telephone number with international dialing codes from Nigeria, India, Singapore and France then you have to beware. A legitimate company would have a genuine website, personalized email address/account and based in the country they claim they are. I would recommend anyone looking a legitimate/trusted project and business loan lender to visit: TREG FINANCE LIMITED LOCATED IN LONDON, UNITED KINGDOM as their reputation speaks louder than others in the industry when it come to obtaining all kinds of loans, mortgage, debt consolidation, debt financing, unsecured business loans, equipment loans, construction loans, farm loans and Real Estate Loans. Their full website information and contact details are:


    Treg Finance Company Limited
    Website: https://tregfinance.net​
    Email: info@tregfinance.net
    Tel: +44 (287) 114-0153
    Whatsapp: +44 7757-109446
    Skype id: treg.finance@outlook.com
    Address: 201 Bishopsgate, London, EC2M 3AE
    Company Registration No. 02587815

    ReplyDelete
  57. Do not use all of these Private Money Lender here, there are not legitimate and if they have a free email account tag i.e. yahoo, gmail, Hotmail, live etc then they are not legitimate. If they have telephone number with international dialing codes from Nigeria, India, Singapore and France then you have to beware. A legitimate company would have a genuine website, personalized email address/account and based in the country they claim they are. I would recommend anyone looking a legitimate/trusted project and business loan lender to visit: TREG FINANCE LIMITED LOCATED IN LONDON, UNITED KINGDOM as their reputation speaks louder than others in the industry when it come to obtaining all kinds of loans, mortgage, debt consolidation, debt financing, unsecured business loans, equipment loans, construction loans, farm loans and Real Estate Loans. Their full website information and contact details are:


    Treg Finance Company Limited
    Website: https://tregfinance.net​
    Email: info@tregfinance.net
    Tel: +44 (287) 114-0153
    Whatsapp: +44 7757-109446
    Skype id: treg.finance@outlook.com
    Address: 201 Bishopsgate, London, EC2M 3AE
    Company Registration No. 02587815

    ReplyDelete
  58. Are you tired of seeking loans and Mortgages,have you been turned down constantly By your banks and other financial institutions, We offer any form of loan to individuals and corporate bodies at low interest rate.If you are interested in taking a loan,feel free to contact us today,we promise to offer you the best services ever.Just give us a try,because a trial will convince you.What are your Financial needs?Do you need a business loan?Do you need a personal loan?Do you want to buy a car?Do you want to refinance? Do you need a mortgage loan?Do you need a huge capital to start off your business proposal or expansion? Have you lost hope and you think there is no way out, and your financial burdens still persists? You will be sent the company loan terms and condition immediately.Be assured that your loan application will be handled with privacy and in a professional manner and you will receive a prompt answer to your request.

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  59. We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

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    ReplyDelete
  60. Hello Everybody,
    My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of $250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.

    ReplyDelete
  61. Do you need Finance?
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  62. Do you need Finance?
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  63. We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

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    ReplyDelete
  64. We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Have Loan Programs Tailored For Any Profile And You've Come To The Right Place To Satisfy Your Business Needs. If Your Company Or You Know Of Any Company With Viable Projects / Proposals That Needs Financing, Kindly Write Us With The Loan Requirement. Please, Contact Us For More Information: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

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    We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    ReplyDelete
  65. Hello Everybody,
    My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) contact call/whatsapp +918929509036 Thank you.

    ReplyDelete
  66. We offer real credit services to the general public, in order to improve mankind and save those who have bad credit. Credits We have certified and 100% reliable. We make sure that our customers are dealing with every encouragement with the best resources. Our service credit is very easy and effective. For more details about our credit, please contact us via e-mail: farhancredit247@gmail.com

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    ReplyDelete
  67. Hello,

    Looking for a debt consolidation loan, unsecured loans, business loans, mortgage loans, car loans, student loans, personal loans, venture capital, etc! I am a private lender, I provide loans to companies and individuals with low interest rates and reasonable interest rates of 2%. Email to: creditclearance4@gmail.com or text us via whatsapp +19782277925

    ReplyDelete
  68. Are you blacklisted? Struggling to get a personal loan? Has your application been DECLINED due to Low Credit Score? Over COMMITTED? Affordability? But you know you can afford this loan. Loans Approved in 4hours, you can email us at opploansLLC@gmail.com

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    ReplyDelete
  69. We are authorized Financial consulting firm that work directly with
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    email : info.iqfinanceplc@gmail.com
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    ReplyDelete
  70. We are authorized Financial consulting firm that work directly with
    A rated banks eg Lloyds Bank,Barclays Bank,HSBC bank etc

    We provide BG, SBLC,and lots more for clients all over the world.

    We are equally ready to work with Brokers and financial
    consultants/consulting firms in their respective countries.

    Our procedures are most reasonable and safest as we operate a 100% financial risk free process which entails that the issuing and receiving bank continues the transaction immediately after DOA is countersigned

    We offer certifiable and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. We are RWA ready to close leasing with any interested client in few banking days

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    Regards
    WALSH SMITH, ROBERT
    email : info.iqfinanceplc@gmail.com
    skype: cpt_young1
    Tel contact: +447031968934
    Registered No: 04374045

    ReplyDelete
  71. COLLINS GUZMAN FUNDING'S

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    ReplyDelete


  72. Mubasher Loan Services Provide financial assistance 100,000 SAR Email us: abubakarloanservice@gmail.com Whats App +91-9818603391

    ReplyDelete
  73. Hello Everybody,
    My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of $250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius, call/whats-App Contact Number +918929509036 via email:(urgentloan22@gmail.com) Thank you.

    ReplyDelete


  74. Do You Seek Funds To Pay Off Credits and Debts ? { NeoGrowthsCredit@gmail.com }. We Offer All Kinds Of Loan, We Give Out Loan With An Interest Rate Of 1.00%. Interested Applicants Should Contact Us Via Email: NeoGrowthsCredit@gmail.com

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    Do You Need A Loan To Consolidate Your Debt At 1.0% ?. IF YES, Kindly Write Us With The Loan Requirement. Please, Contact Us via email: NeoGrowthsCredit@gmail.com



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  75. Do You Seek Funds To Pay Off Credits and Debts ? { NeoGrowthsCredit@gmail.com }. We Offer All Kinds Of Loan, We Give Out Loan With An Interest Rate Of 1.00%. Interested Applicants Should Contact Us Via Email: NeoGrowthsCredit@gmail.com

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  76. Do You Seek Funds To Pay Off Credits and Debts ? { NeoGrowthsCredit@gmail.com }. We Offer All Kinds Of Loan, We Give Out Loan With An Interest Rate Of 1.00%. Interested Applicants Should Contact Us Via Email: NeoGrowthsCredit@gmail.com

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  77. Do You Seek Funds To Pay Off Credits and Debts ? { NeoGrowthsCredit@gmail.com }. We Offer All Kinds Of Loan, We Give Out Loan With An Interest Rate Of 1.00%. Interested Applicants Should Contact Us Via Email: NeoGrowthsCredit@gmail.com

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  78. Dear sir/madam;
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    ReplyDelete
  79. We are direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease/sales, our bank instrument can be engage in PPP Trading, Discounting, signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer or get involved in chauffeur driven offers. We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description. The procedure is very simple; the instrument will be reserved on euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee/Standby Letter of Credit will be paid after the delivery of the MT760, Description OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG/SBLC) 2. Total Face Value: Eur/USD 5M MIN and Eur/USD 10B MAX (Ten Billion EURO/USD). 3. Issuing Bank: HSBC Bank London, Barclay's bank London,Credit Suisse and Deutsche Bank Frankfurt. 4. Age: One Year, One Month 5. Purchasing Price: 32% of face value plus 2% commission fees Leasing Price: 4% of Face Value plus 1% commission fees. 6. Delivery: Bank to Bank swift. 7. Payment: MT-103 or MT760 8. Hard Copy: Bonded Courier within 7 banking days. We are ready to close leasing/Buying with any interested client in few banking days, if interested do not hesitate to contact me Name : PAUL DAVID Email: pauldavid20001@gmail.com Skype: P_david123@outlook.com whatsapp:+447921551354

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  80. Bitcoin Crypto Investment
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